Filing your taxes is just the start. We help you turn that refund into momentum: fast advances when you need cash now, and credit-building tools that pay off all year.
Pre-qualified clients can access a portion of their expected refund within 24 hours of filing. No credit check on most advances. Repaid automatically when your refund hits.
Our credit-building partners report on-time payments to all 3 bureaus. Pair it with our dispute service and watch your score climb — most clients see results in the first cycle.
Submit your docs through our secure virtual portal. We file within 24 hours.
Approved clients receive funds the same day. No waiting for the IRS.
Enroll in our credit program and start reporting positive history immediately.
Qualified clients can access $500 to $6,000 of their expected refund, often within 24 hours of filing. 0% APR options are available and there are no upfront fees.
Most refund advances do not require a credit check. Advances are repaid automatically when your IRS refund arrives.
Our credit-builder loans start at $25/month and report on-time payments to all three bureaus — Experian, Equifax, and TransUnion. Clients see an average of +50 points in 90 days, and 1-on-1 score coaching is included.
Refund advance loans are issued by partnering banks subject to approval and underwriting. Loan amounts, terms, and fees vary by qualification, and not all applicants will qualify.
Refund advance loans are issued by partnering banks subject to approval and underwriting. Loan amounts, terms, and fees vary by qualification. Not all applicants will qualify. Credit-building results vary based on individual financial behavior.